Ancillary Benefits
Many employers look for ways to attract, retain and increase their employees overall satisfaction. One way an employer can do this is through a benefits package. A great way to optimize Medical Coverage is to offer other employer-paid benefits such as disability, life,dental, vision and many other benefits.
At R&B, our representatives work with over 30 of the top carriers in these industries and can create a plan design that is right for your company and your employees needs. To learn more about our benefit offerings, please click here.
Health Insurance
When it comes to health insurance, every company has their own individual needs. R&B Insurance Services represents all of the major health insurance carriers and offers fully insured plans, self-insured plans and stop-loss insurance, as well as level-funded plans. We stay current on all traditional and non-traditional health insurance options and use a “think outside of the box” approach. This has led to our offering of niche plans such as Reference-based Pricing and Minimum Essential Coverage (MEC Plans).
In addition to providing our clients with the best fitting plan for them, we also offer service and support such as COBRA administration and updates to ERISA plan documents.
HR Solutions
Many employers are looking for an HR System to help improve the efficiency of their company, but most can't afford to implement them
Our HR Solutions are simple, yet customizable for the needs of your business. The company that provides the HR system is Employee Navigator. R&B has found Employee Navigator to be one of the best solutions to improving and modernizing HR management.
What can Employee Navigator offer your company?
The Basics
- Personal records management
- Salary history
- Dependent management
- Emergency contacts
- License & certificates
- Education
- Job descriptions
Benefits
- New hire and open enrollment
- Defined Contribution
- Decision support
- Medical, dental, vision
- Critical illness & accident
- Life & disability
- FSA, HSA, & transit accounts
- EOI & COBRA Support
Next Level
- Online personnel notes
- Event transaction logs
- Track & approve employee changes
- Event based compliance triggers
- Customizable onboarding
- Document uploading for employees
- ACA compliance
- Time-off tracking
If you are looking for a system such as this, look no further, R&B provides this service for little or no cost for our clients. To learn more about this please contact an R&B Representative for a free no obligation consultation at 800.473.6807.
Individual Benefits
The need for benefits on an individual basis is common for individuals who do not have access to the benefits they are looking for through their employer. Individual products can also help individuals to fill gaps in their current coverage or increase their benefits. At R & B Insurance, we assist you with navigating the individual markets and finding the most quality benefits for your individual needs.
Medicare Insurance Consulting
What Medicare Insurance plan is right for me?
There are many Medicare Insurance options available from Original Medicare, Medicare Advantage plans, Medicare supplements, etc. Don’t worry, R&B is here to help. Our Licensed Insurance Agents are here to provide you with the best service possible and to help you understand everything about Medicare Insurance and the option that is right for you. To learn more, please click here.
*We do not offer every plan available in your area. Currently we represent 8 organizations which offer 54 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
R&B Insurance Services, LLC is a licensed and certified representative of Medicare Advantage & Prescription Drug organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.
By submitting this form, I agree to be contacted by a licensed insurance agent for the marketing of insurance products – including Medicare Insurance products (i.e., Medicare Advantage Plans (Part C), Prescription Drug Plans (Part D), and/or Medicare Supplement (Medigap) Products) and services. I’m aware the person who will discuss the products is a licensed and certified representative of Medicare Advantage organizations and/or stand-alone Prescription Drug Plans. Each of the organizations they represent has a Medicare contract. This individual may also be paid based on my enrollment in a plan. Enrollment in any plan depends on contract renewal. I am aware that the person who will contact me is not affiliated with or works directly for the Federal government. I understand that I may be contacted via telephone, email, text messaging, artificial or prerecorded voice messages, or automatic dialing at the contact information provided above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list). Carrier data use charges and rates may apply. I understand that my consent is voluntary and is not a condition of purchasing any goods or services, and that I may change my preferences at any time. This is a solicitation of insurance.
Supplemental Benefits
Supplemental benefits are an ever growing industry and gaining popularity among employers and their employees. Why could this be? Supplemental or voluntary products are those that help to supplement the healthcare plans that someone may have. We all know of someone who has had a terrible accident, diagnosed with cancer, or something else that has caused a financial burden with the healthcare costs they incurred and were not prepared for.
Why choose Supplemental Benefits?
- Benefits paid directly to the policyholder
- Coverage is portable
- Helps to protect your family and their savings
- Customizable for each client
- Tax Savings
- Does not coordinate with other coverage
R&B Supplement Benefit Offerings:
- Accident
- Disability
- Cancer
- Critical Illness
- Gap Insurance
- Supplement health
- Life Insurance
- Tele-Medicine
Why choose R&B Insurance Services?
- Customized Solutions for each Client
- Special Underwriting Offers
- One contact for everything from analysis to support.
- Flexible Enrollment/Technology Options
R & B Insurance Services, LLC is a licensed and certified representative of Medicare Advantage organizations. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.